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pinks wrote:1)yea u can add it to ur paypal
2)yes there is a limit to how much u can spend..normally given in usd..there are fees for overspending i believe..
3)depends on if its a prepaid or jus normal card..prepaid u have to add money to spend..normal dey give u a limit and u spend and pay back accordingly..if u have internet banking its not so bad to pay back
4)the money is usually a usd limit but u can spend in both trini and us..it will use whichever currency the item is priced on..i believe..also u can withdraw money from an atm at a high rate doh..3% for rbl
5)if u buy online or shop online ud be spending in usd but u can pay back the trini equivalent based on forex rates for that day.
6)Most have a yearly fee of abt 25usd..its taken out automatically..however once money is owed on the card ul have to pay interest
7)yes more than likely ul have to sign a contract
8 )nothing will happen if u dont use the card..jus make sure u pay ur minimum on time an u cool..if u owing 10k ttd ur mimimum monthly payment wud be abt $600(average)..not bad imho
9)yes the card is worth getting..just make sure u have ur head on when spending cuz its easy knowing all dat money is readily available and u can spend freely
Hope this helps and im open to any corrections
realtriniman122 wrote:Thinking about getting a credit card but I have no idea on how it works here; so I have some questions:
1. Can I add it to my PayPal? Adding a debit card simply does not work, always gives an error message.
2. Are there any limits as to how much money I can spend?
3. Do I have to add money to be able to spend money?
4. Is the money on the credit card TTD or USD?
5. If I bought something from an online game, would I have to repay in TTD or USD?
6. Are there any Monthly costs?
7. Do I have to sign a contract?
8. What would happen if I don't use the card?
9. Is getting a Credit Card worth it?
iarmd1 wrote:You can only spend the limit the bank places on the card so you can't overspend and every card has a different fee annually and certain cards are available according to your income like for e.g. Scotia charges me 600 a year for my aero and 600 and year for my gold and both have a credit limit of 100000k just keep your head on with a credit card I learnt the hard way 14 years when I now started working and had one with a 5000k limit that I maxed out and was only paying the min amount and well the min amount was only the interest so took a awhile to repay as pay was small back then. Now as soon as I use my card I pay back one time through online banking so no interest is charged. And also each card is different like my aero I get miles and the gold I get cash back so i use them accordingly.
bassotronics wrote:i bought an item on ebay for 234USD, when i looked at the balance on my card, i paid an extra 13$USD. So in total i paid 247 in total for an item that cost 234 on ebay..... can some one explain to me this?
hong kong phooey wrote:Royal bank
taken from viewtopic.php?f=4&t=669381&p=9415740&hilit=bank+charges#p9415740
you tube video taken from viewtopic.php?f=4&t=663206&p=9356931&hilit=bank+charges#p9356931
sarahjo wrote:Does the yearly charges vary from Bank to Bank or it is a standard cost each credit cardholder has to pay.
desifemlove wrote:sarahjo wrote:Does the yearly charges vary from Bank to Bank or it is a standard cost each credit cardholder has to pay.
Each bank has its own rates. You have to check out each to see who has what.
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