TriniTuner.com  |  Latest Event:  

Forums

Car Insurance

this is how we do it.......

Moderator: 3ne2nr Mods

User avatar
*$kїđž!™
TriniTuner 24-7
Posts: 11021
Joined: December 25th, 2006, 2:58 pm
Location: VIP SECTION

Car Insurance

Postby *$kїđž!™ » March 4th, 2018, 6:44 am

So getting ready to renew but insurance conpanies saying that third party went up to $1350....
I remember when third party was like $600 - $700......

$1350 as a base is ridiculous...

Any suggestions as to where i could get a cheaper policy?

Advertisement
Rory Phoulorie
punchin NOS
Posts: 4934
Joined: June 28th, 2006, 6:17 pm
Location: On the Fairgreen
Contact:

Re: Car Insurance

Postby Rory Phoulorie » March 4th, 2018, 8:04 am

Try Capital Insurance.

steverandolph
3NE 2NR for life
Posts: 136
Joined: January 13th, 2015, 9:10 pm

Re: Car Insurance

Postby steverandolph » March 4th, 2018, 9:51 am

Yes Capital or Motor One but stay away from my car.. Those companies give trouble for payment if a claim is filed

User avatar
Grudge
Sweet on this forum
Posts: 252
Joined: July 23rd, 2008, 11:33 am
Location: Maraval

Car Insurance

Postby Grudge » March 4th, 2018, 10:05 am

Good Luck OP.
Last edited by Grudge on March 6th, 2018, 10:28 am, edited 2 times in total.

User avatar
iM@st@1
I LUV THIS PLACE
Posts: 975
Joined: July 18th, 2008, 5:03 pm
Location: St. Augustine

Re: Car Insurance

Postby iM@st@1 » March 4th, 2018, 10:19 am

All the well known insurance companies were quoting me a similar figure, Guardian had the cheapest rate @ $1292 or thereabouts. Went with Sagicor @ $1422

User avatar
not_a_monkey
Street 2NR
Posts: 84
Joined: January 19th, 2018, 5:38 pm

Re: Car Insurance

Postby not_a_monkey » March 4th, 2018, 11:03 am

Hey guys I'm hoping to own my first vehicle this year and was considering insurance company options. I expect to afford a second hand car or a 'foreign used' but can o get some recommendations? I know I've heard alot about colfire touted as more oriented for lady drivers (are safer drivers) but does anyone know the rates offhand? Folks at work tell me stay away from motorOne like the plague.

User avatar
hustla_ambition101
TriniTuner 24-7
Posts: 7709
Joined: February 1st, 2007, 1:55 pm
Location: waiting....

Re: Car Insurance

Postby hustla_ambition101 » March 4th, 2018, 11:11 am

not_a_monkey wrote:Hey guys I'm hoping to own my first vehicle this year and was considering insurance company options. I expect to afford a second hand car or a 'foreign used' but can o get some recommendations? I know I've heard alot about colfire touted as more oriented for lady drivers (are safer drivers) but does anyone know the rates offhand? Folks at work tell me stay away from motorOne like the plague.
Insurance is based on a value.....cant just pull random figures.

User avatar
not_a_monkey
Street 2NR
Posts: 84
Joined: January 19th, 2018, 5:38 pm

Re: Car Insurance

Postby not_a_monkey » March 4th, 2018, 11:13 am

Oh okay I never research it but I just looked it up,thanks. Does it make sense to do fully comprehensive insurance on a used vehicle? Or a foreign used?

User avatar
nervewrecker
3NE 2NR Power Seller
Posts: 21529
Joined: July 31st, 2007, 2:27 pm
Location: The world is fl4t

Re: Car Insurance

Postby nervewrecker » March 4th, 2018, 11:27 am

not_a_monkey wrote:Oh okay I never research it but I just looked it up,thanks. Does it make sense to do fully comprehensive insurance on a used vehicle? Or a foreign used?


Might get fully comp on a roro. If its your first ride and you a young driver, lube up your butt hole.
If its a used vehicle and you trying to get fully comp, lube it and stretch it in advance.

User avatar
hustla_ambition101
TriniTuner 24-7
Posts: 7709
Joined: February 1st, 2007, 1:55 pm
Location: waiting....

Re: Car Insurance

Postby hustla_ambition101 » March 4th, 2018, 11:44 am

Colfire rates are good for roro, they have discounts and they settle quickly.

User avatar
*$kїđž!™
TriniTuner 24-7
Posts: 11021
Joined: December 25th, 2006, 2:58 pm
Location: VIP SECTION

Re: Car Insurance

Postby *$kїđž!™ » March 4th, 2018, 12:30 pm

Whats about bankers insurance?...
Well i am with beacon and this price includes road side assistance which i had to.use last year which was a real life saver in my situaition at 9pm..

rspann
TriniTuner 24-7
Posts: 8799
Joined: June 25th, 2010, 10:23 pm
Location: Trinituner 24/7

Re: Car Insurance

Postby rspann » March 4th, 2018, 12:58 pm

Grudge wrote:Stay away from Beacon also. Got in accident in August and can’t even get a response from them. Poor poor service. No one seems to know anything or where to transfer calls.
Insurance is fully comprehensive and guy hit me from back in traffic.


Something is wrong there . Beacon is one of the best. I've been working for them for close to 15 years. PM me details let me help you .

goalpost
Shifting into 6th
Posts: 2067
Joined: June 24th, 2010, 8:18 am
Location: South by night, North by day

Re: Car Insurance

Postby goalpost » March 4th, 2018, 3:10 pm

Beacon is easily one of the best. Had it on all my owned vehicles. Have Tatil on the Ford.

User avatar
Grudge
Sweet on this forum
Posts: 252
Joined: July 23rd, 2008, 11:33 am
Location: Maraval

Re: Car Insurance

Postby Grudge » March 4th, 2018, 3:36 pm

Thanks Rspann.
Last edited by Grudge on March 6th, 2018, 10:28 am, edited 1 time in total.

User avatar
car
3NE2NR is my LIFE
Posts: 702
Joined: October 13th, 2011, 1:26 pm
Location: Freeport

Re: Car Insurance

Postby car » March 4th, 2018, 6:18 pm

So what happens when you have the best insurance in the world and someone for motor one or capital bonx you?

User avatar
jahs0ldi3r
Trinituner Peong
Posts: 423
Joined: June 24th, 2014, 6:12 am

Re: Car Insurance

Postby jahs0ldi3r » March 4th, 2018, 11:58 pm

*$kїđž![emoji769] wrote:Whats about bankers insurance?...
Well i am with beacon and this price includes road side assistance which i had to.use last year which was a real life saver in my situaition at 9pm..

I have two third party policies with bankers insurance, came in at 1650 each with roadside assistance. Used it once Last month, it's really a life saver.

I have no idea about how speedily they settle claims though, neither I nor the other people I know who are with bankers have ever needed to make a claim

User avatar
*$kїđž!™
TriniTuner 24-7
Posts: 11021
Joined: December 25th, 2006, 2:58 pm
Location: VIP SECTION

Re: Car Insurance

Postby *$kїđž!™ » March 5th, 2018, 8:59 am

1650 for third party is really expensive

User avatar
jahs0ldi3r
Trinituner Peong
Posts: 423
Joined: June 24th, 2014, 6:12 am

Re: Car Insurance

Postby jahs0ldi3r » March 5th, 2018, 9:01 am

*$kїđž![emoji769] wrote:1650 for third party is really expensive

Yeah, it's 1450, plus 200 for the motor assist membership

cryotec
3NE 2NR for life
Posts: 194
Joined: August 21st, 2017, 12:49 am

Re: Car Insurance

Postby cryotec » March 5th, 2018, 9:06 am

does third party have a limit to the monetary value of each claim?

User avatar
Dizzy28
TriniTuner 24-7
Posts: 9823
Joined: February 8th, 2010, 8:54 am
Location: People's Republic of Bananas

Re: Car Insurance

Postby Dizzy28 » March 5th, 2018, 9:27 am

car wrote:So what happens when you have the best insurance in the world and someone for motor one or capital bonx you?


That's when you find out how good your insurance really is

10-01
punchin NOS
Posts: 2941
Joined: September 29th, 2003, 4:24 pm

Re: Car Insurance

Postby 10-01 » March 5th, 2018, 10:26 am

i hve beacon on a ek hatch $670.98 3 rd party with a 60 % no claim .... but im with them a while and hav a few other vehicles also with them ...call and ask for a quote

10-01
punchin NOS
Posts: 2941
Joined: September 29th, 2003, 4:24 pm

Re: Car Insurance

Postby 10-01 » March 5th, 2018, 10:35 am

Grudge wrote:Stay away from Beacon also. Got in accident in August and can’t even get a response from them. Poor poor service. No one seems to know anything or where to transfer calls.
Insurance is fully comprehensive and guy hit me from back in traffic.


wow i got in an accident in dec the 2 nd week and beacon sorted out the claim by the 1 st week in jan , and to make things worst the painter quoted for the wrong model bumper so beacon paid the cheq and they had to do another cheq to make up the difference for the newer model bumper that cheq was sorted out in 4 days ... idk how your claim taking so long

this is beacon south thou ...

User avatar
car
3NE2NR is my LIFE
Posts: 702
Joined: October 13th, 2011, 1:26 pm
Location: Freeport

Re: Car Insurance

Postby car » March 5th, 2018, 5:35 pm

10-01 wrote:
Grudge wrote:Stay away from Beacon also. Got in accident in August and can’t even get a response from them. Poor poor service. No one seems to know anything or where to transfer calls.
Insurance is fully comprehensive and guy hit me from back in traffic.


wow i got in an accident in dec the 2 nd week and beacon sorted out the claim by the 1 st week in jan , and to make things worst the painter quoted for the wrong model bumper so beacon paid the cheq and they had to do another cheq to make up the difference for the newer model bumper that cheq was sorted out in 4 days ... idk how your claim taking so long

this is beacon south thou ...

Could be small money they have to shell out to fix you up.
If it was a big claim and they realize they bussing they would take longer by trying all avenues possible to avoid the loss.
Insurance is a money making business.

User avatar
Grudge
Sweet on this forum
Posts: 252
Joined: July 23rd, 2008, 11:33 am
Location: Maraval

Car Insurance

Postby Grudge » March 5th, 2018, 6:05 pm

But just maybe, sometimes paper work gets mixed up.
Last edited by Grudge on March 6th, 2018, 10:31 am, edited 3 times in total.

User avatar
Jade_Inc.
Chronic TriniTuner
Posts: 651
Joined: February 18th, 2010, 7:18 pm

Re: Car Insurance

Postby Jade_Inc. » March 5th, 2018, 6:52 pm

I paid 2k last year for my pdh car third party with motor one... I've been thinking about switching insurance to colfire next time I have to renew

User avatar
*$kїđž!™
TriniTuner 24-7
Posts: 11021
Joined: December 25th, 2006, 2:58 pm
Location: VIP SECTION

Re: Car Insurance

Postby *$kїđž!™ » March 6th, 2018, 9:41 pm

jahs0ldi3r wrote:
*$kїđž![emoji769] wrote:1650 for third party is really expensive

Yeah, it's 1450, plus 200 for the motor assist membership
U getting rip off there bro...road side should already be included...
Renewed with beacon today...1060...inclusives of roadside and forensys...

HCCA
3NE2NR is my LIFE
Posts: 822
Joined: August 16th, 2004, 3:09 pm
Location: South

Re: Car Insurance

Postby HCCA » March 7th, 2018, 12:12 am

Jade_Inc. wrote:I paid 2k last year for my pdh car third party with motor one... I've been thinking about switching insurance to colfire next time I have to renew


Motor one's rates surprisingly higher than Colfire's
Was quoted a flat $1650 for a sedan and $2250 for a 2 door, both third party.

Went with Colfire third party on an ek3 (first car ownership) for $1450 and ended up at $1060 after 3 years with the no claim discounts. Roadside assistance was an additional $150 per year.

User avatar
hustla_ambition101
TriniTuner 24-7
Posts: 7709
Joined: February 1st, 2007, 1:55 pm
Location: waiting....

Re: Car Insurance

Postby hustla_ambition101 » March 7th, 2018, 4:55 am

Motor one getting plenty claims against them so they had to raise premiums.

rspann
TriniTuner 24-7
Posts: 8799
Joined: June 25th, 2010, 10:23 pm
Location: Trinituner 24/7

Re: Car Insurance

Postby rspann » March 7th, 2018, 5:52 am

Grudge wrote:Thanks Rspann.


No problem, glad to know everything is sorted out.

User avatar
Jade_Inc.
Chronic TriniTuner
Posts: 651
Joined: February 18th, 2010, 7:18 pm

Re: Car Insurance

Postby Jade_Inc. » March 7th, 2018, 7:42 am

What is the process to transfer my insurance to any other insurance? I've been with motor one since 2014

Advertisement

Return to “Ole talk and more Ole talk”

Who is online

Users browsing this forum: Google Adsense [Bot], l33t2, redmanjp, shaneelal, Sheriff and 85 guests