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Gem_in_i wrote:FCB dont charge any monthly service fee
DVSTT wrote:Gem_in_i wrote:FCB dont charge any monthly service fee
Seriously? Republic is $13 / month.
What about making purchases and withdrawing money?
death365 wrote:ALL banks give 0.005% interest, so wha u hav to do is only pass d money thru the bank and put the rest in credit unions/ unit trust/ tax savings plan etc
but FCB is the best(aka cheapest)
death365 wrote:ALL banks give 0.005% interest, so wha u hav to do is only pass d money thru the bank and put the rest in credit unions/ unit trust/ tax savings plan etc
but FCB is the best(aka cheapest)
fouljuice wrote:
ADONI wrote:DVSTT wrote:Gem_in_i wrote:FCB dont charge any monthly service fee
Seriously? Republic is $13 / month.
What about making purchases and withdrawing money?
$15 service charge, if yuh drop below a $100 on the FCB Saving Account.
DVSTT wrote:
Seriously? Republic is $13 / month.
What about making purchases and withdrawing money?
Chinese family’s savings stored in cave destroyed by rats
About 27,000 yuan in notes gnawed by rodents, newspaper reports
PUBLISHED : Tuesday, 27 December, 2016, 1:24pm
UPDATED : Tuesday, 27 December, 2016, 1:24pm
A villager in northern China stored 27,000 yuan (HK$30,000) in cash in a vat in a cave, only to later find all the notes torn to pieces by rats, mainland media reports.
The woman, whose full name was not given, put the money earned by her husband in a vat in July and moved it to a cave in Yulin in Shaanxi province, the China Business News reported.
The money was in five, 10, 50, and 100 yuan notes.
The woman’s son was not feeling well and she went to retrieve some of the money to pay for his medical expenses, only to find it shredded.
Elderly Chinese farmer hid life savings in wall ... then found the cash rotting after water leak
“I’m not literate, I won’t go and save the money in a bank,” the woman, 51, was quoted as saying. “I thought it was safe to put it in a vat. I wasn’t expecting this.”
China’s currency regulations state reimbursement is possible for destruction of cash in a fire, or by rats or bugs, if the owner can prove the legitimate source of the income and a bank verifies the notes and the damage caused.
A manager at a local bank where the woman lives was quoted as saying she should she collect all the pieces of the notes and give them to the bank, which will try its best to reimburse her loss.
88sins wrote:Op, it depends on how you intend to use it.
For an actual savings account that you will not be making frequent withdrawals from & looking for as much interest as possible you could use either RBL savings plus or TISP, or RBC Roytrin mutual fund account.
For a high traffic savings where you will be using it for salary to pass thru the bank, pat for day to day expenses etc, it doesn't really matter cuz none of the banks that offer what they term "regular savings accounts" pay any interest worth looking for. Charges will vary from one bank to the next, but I've noticed that service does too.
So if you want you could open an account in FCB where u would spend half account day waiting in line if you have to do a transaction otc but pay minimal fees, or u can go with RBL & pay a nominal fee a get your transactions done after a 20 minutes in line and 5 at the counter. It's all up to you and if you find your time is worth more or less than a few dollars.
Only thing i go say is if u going RBC, know what you want to do, choose the account you want to open well, & don't be afraid to put questions to the banks reps about the pros and cons of the accounts they try to push you towards.
Anybody here remember RBC's Multiplier account they were pushing really hard a long time ago? They were saying the account pays out a guaranteed 5%/day in interest. But here's how they calculated it
5%/day × 30 days/month ÷ 365.
So when you feel like you making real interest on them using your money, your first statement will show you otherwise.
Op, good luck. And remember, opening any account with any bank is about more than just a place to keep your money. Try to develop a good relationship with the institution for when you ready to do other things down life's road.
bluefete wrote:BTW - I read in the papers recently that you can only keep up to TT$25,000.00 in your home.
So what about those ministers (current and former) with big vault in their homes?
not_a_monkey wrote:DVSTT wrote:
Seriously? Republic is $13 / month.
What about making purchases and withdrawing money?
What kind of account you open? The Savings Plus from rbl has no service charges, and two free withdrawal per quarter. 4.00 per withdrawal if you go over that. The Time Saver is a chequing account despite the name, and that's 15.00 per month.
DVSTT wrote:Career builder was what they swapped me to when I turned 19.
When I asked them about it they said all their accounts had that charge.
Also, just checked my statement and realised the charged me $0.75 to withdraw $60 from a republic ATM.
Steups; beginning to see where 3.6million a day in profit comes from.
Ted_v2 wrote:Mad scn yes. I does move with cash majority of the time. Pull out a few k and rally that for a few months. Swipe when cannot cover purchases with cash
RedVEVO wrote:Ted_v2 wrote:Mad scn yes. I does move with cash majority of the time. Pull out a few k and rally that for a few months. Swipe when cannot cover purchases with cash
Yes .. this is the way to rock and roll
PNM making us go back to cash transactions ..
And I wonder why ?
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