Postby Ryan123 » September 3rd, 2019, 11:02 am
Just wanted to share this because of the injustice in this world.
P.S Didn't use real names (Uppercase Insurance) is in place for the other drivers' insurance company
In February I had been involved in a vehicular accident at the intersection of Maraval Parkway and Audrey Jeffers Highway around 6 A.M, I was waiting on the westbound lane for the light to change to proceed right onto Maraval Parkway, got my green (which is the last green on the cycle, eastbound light stands red for people crossing from Movie Towne, Maraval Parkway and then Audrey Jeffers) and made my right turn, before reaching onto Maraval Parkway there was a loud bang and my car started to spin, when I came to a stop I saw a wrecked Tiida with deployed airbags facing my driver side, there was a woman in the passenger seat and 3 men already out of the car.
Disoriented I went over to check on the passenger in the car, the driver and another passenger were assisting her to exit the vehicle, one of the passengers came to me exclaiming “this driver crazy !! We screaming the light on red the light on red!! And he not stopping” the female passenger exclaimed the same. Thankfully everyone was okay enough to walk out of the vehicles. An off duty police officer and an EMT stopped to help. Many thanks to those guys for stopping to help. I hope the passengers and other drivers recovered fully as well.
At the scene I called my Insurance and Road Assist as well as the insurance assist company (who deployed from Monroe road after 6 am on a weekday to reach the accident scene, by the time they called me my car was already being towed and the passengers were already sent to the hospital) The driver was not the owner of the Tiida and was apparently working PH. Police arrived took statements and I left with the tow truck.
Later in the morning I went to St. James police station to make my report, I had asked the officer of the other party came in as yet, he said no. So I gave my report and left, a couple of days later I went to the Tiida owners insurance company “Uppercase” Insurance to file my claim. Months passed, they were waiting on the police report, so I went out of my way, got a little run around from the station, but eventually got a report and delivered it myself to “Uppercase” now the report is conflicting and does not have an account of the passengers, but it still states that the vehicle at fault is the Tiida.
Now “Uppercase” is saying I am 75% liable for the accident, I have had a lot of run around in the past few months I am out of a near mint condition vehicle that we have had from new, really at a loss of what to do now. Their client blatantly lying and they covering up for him, they had me running around while they were “waiting” on the police report and now they saying the report not always right.
Honestly, I believe insurance is a scam and I don’t know why we are forced to pay for services when we can’t get them to work for us when we need it the most