Moderator: 3ne2nr Mods
lastminuteaudio wrote:i work @ Republic Bank.
Regular savings accounts-it doesn't hav a monthly service fee, since its for savings u hav no fees but are allowed a certain amount of free transactions after which u pay per transaction. $4.00
on a current account however, u hav a flat monthly fee of $12.00 for unlimited tranactions once its using a republic ATM, otherwise no charges(this is more for salary passing thru)
Chequing Accounts-Different types but basically, flat fee for a certain amount of transactions after which there are additional fees if amount of tranactions are exceeded but like i said different types hav different packages some dont even hav fees.
And yes fees went up about 8 months ago...
hope it helps...
In one of your meetings i want it to be articulated that i am not pleased with the barrage and unjustified charges. When i started banking it was $6 per month, then it zipped through $8, $11 and now to $12
I also want it to be articulated, from the moment RBL imposes anytype of any amount of charges for internet banking, i am pulling all my business from them.
thanks
lastminuteaudio wrote:some say they pullin their cash to go to another financial institution. where is this stable bank u takin it to?
Scotia & RBTT are foreign based so they depend on the foreign economy(& we all know how stable that is) and FCB is d bank that deals with d government and we all know the government's financial deficit, so lemme hear how safe u cash is?
Also, all banks are covered by Deposit Insurance up to $75k per customer if a financial institution fails.
Service fees are implemented based on what Central Bank guidelines imposed on the financial institutions, so don't blame d bank, blame yuh government!!!
There are accounts where service fees are minimal OR non existent but it depends on what you lookin for to suit ur lifestyle and ur financial portfolio...so visit ur respective financial instution and discuss whats best for you. Don't be like a lot i see who just walk thru the door, first person they see,"ah want to open an Account, wat yuh hadda get?" i get this question alot. PPL don't explain wat they want but rather we read their minds an know wat they need...
so please don't crucify me, i work there, i don't own it, i can only inform based on the knowledge i hav and what i'm allowed to disclose...
lastminuteaudio wrote:i work @ Republic Bank.
Regular savings accounts-it doesn't hav a monthly service fee, since its for savings u hav no fees but are allowed a certain amount of free transactions after which u pay per transaction. $4.00
on a current account however, u hav a flat monthly fee of $12.00 for unlimited tranactions once its using a republic ATM, otherwise no charges(this is more for salary passing thru)
Chequing Accounts-Different types but basically, flat fee for a certain amount of transactions after which there are additional fees if amount of tranactions are exceeded but like i said different types hav different packages some dont even hav fees.
And yes fees went up about 8 months ago...
hope it helps...
lastminuteaudio wrote:slick,product name-"Time Saver Account"-unlimited ABM & linx Transactions, flat monthly fee for transactions, 2% interest rate on average monthly balance, mainly designed as a "salary" account(so u cash runs thru), not really for savings, other savings don't hav a monthly fee.
God Bless the Black Top*,i jus stating what i know, may not agree with some of it but tryin to help...
God Bless the Black Top* wrote:i don't understand the logic behind charging someone to hold their money for them.... those fukkers are making a mint off interest gained from holding your cash
God Bless the Black Top* wrote:i don't understand the logic behind charging someone to hold their money for them.... those fukkers are making a mint off interest gained from holding your cash
completely worth the read
http://www.fairloanrate.com/2009/03/28/ ... r-pay-for/
sharkman121 wrote:Scotia... Internet/Mobile banking is a breeze. Quick in-bank service compared to other banks. They were the only bank that gave me a loan to buy my car at 19 yrs when all other institutions blanked me so loans easily available. Do most of my banking Debit and Credit card transactions online now anyway, been with them for 12 years & no problem.
Return to “Ole talk and more Ole talk”
Users browsing this forum: No registered users and 118 guests