Postby Ted_v2 » July 3rd, 2019, 9:34 pm
I need some advice in a situation, im getting both 3rd party and fully comp for my vehicle.
Currently its fully comp and i just broke my windscreen and getting a replacement done, this is the first time i actually using anything insurance related. Never got in a accident, never even gotten stopped. But the quote i got is 1200$.
currently paying a bit over $4000 for the fully comp currently. I didnt get a exact quote but im estimating around 2200 3rd party.
What you all recommend?
i currently have roadside assistance, but i can access that on the 3rd party coverage. Rarely Do much driving with it, prob like 5,000KM in 3 months or so.
I am under 25 years old.
should i pay for the fully comp or do the 3rd party?
im a bit unsure about how these things actually work, I know fully comp is like if i hit someone, i pay my excess and they fix me and the other vehicle, 3rd party is i need to fix everything out of pocket, if the person has insurance thats is fully comp, they get their fix from them and i owe the company?