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Need info on Family health plan/insurance

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pugboy
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Re: Need info on Family health plan/insurance

Postby pugboy » January 7th, 2022, 6:40 pm

i know it is possible for someone to be covered by two plans and both plans will contribute together

Kenjo
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Re: Need info on Family health plan/insurance

Postby Kenjo » January 7th, 2022, 8:14 pm

Anyone ever used uwi students medical plan to make a claim ?

Wolfgang123
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Re: Need info on Family health plan/insurance

Postby Wolfgang123 » January 15th, 2022, 3:11 pm

Are there any life insurance plans for individuals 75 years and older with health complications?

Kenjo
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Re: Need info on Family health plan/insurance

Postby Kenjo » January 15th, 2022, 5:50 pm

Wolfgang123 wrote:Are there any life insurance plans for individuals 75 years and older with health complications?

I’m surprised there isn’t a spread sheet around with benefits / risks of all the health insurance plans .the orange juice man never says his oranges sour

pugboy
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Re: Need info on Family health plan/insurance

Postby pugboy » January 15th, 2022, 7:21 pm

near to impossible
actuary mortality tables have lifespans around 75 i think, slight difference between men and women
so no way they would risk that

Wolfgang123 wrote:Are there any life insurance plans for individuals 75 years and older with health complications?

ruskie
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Re: Need info on Family health plan/insurance

Postby ruskie » January 17th, 2022, 7:01 pm

Wolfgang123 wrote:Are there any life insurance plans for individuals 75 years and older with health complications?
I think someone mentioned here that on the group health plans in the credit unions you could add family indemnity plans for parents and in laws.

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hover11
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Re: Need info on Family health plan/insurance

Postby hover11 » January 17th, 2022, 7:09 pm

Wolfgang123 wrote:Are there any life insurance plans for individuals 75 years and older with health complications?
Too high a risk, insurance is basically the pooling of risks but that's too big a chance especially in these circumstances and would inevitably make the company hit the red

RedVEVO
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Re: Need info on Family health plan/insurance

Postby RedVEVO » January 22nd, 2022, 2:52 am

^^

Peeps should know this since it could be important to all families or individuals .

You can have an " individual" family plan if you are self employed or have un small business .

It's available at almost all credit unions and many insurance companies .

BUT beware as follows: The friend or family member who tries to sell you a " package deal " !

Do not engage your self or business with those NEW freelance insurance agents . There are usually
very very irresponsible and they may lie to get your business - sometimes you have to pay and THEN
they will tell you if you are approved.

It's a scam to get your business and private information such as banking information, your salary and they will try sell you plans you do not need.

Why ? Just to show the home insurance company or "boss employer" that they can sell insurance !

Just go directly to the insurance company ( Tatil, Guardian etc ) or to a reputable BROKER ( an excellent broker is Agostini Insurance Brokers etc., there are many others ) and they will help you with excellent service and in confidence .

Live your Life !

devon4786
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Re: Need info on Family health plan/insurance

Postby devon4786 » September 7th, 2023, 8:29 am

Did you manage to find something?
Finding a reasonable health insurance plan can be a bit of an ordeal, but there are options out there.
You need to factor in things like your family's medical history and the total cost, including premiums, deductibles, copays, and out-of-pocket maximums.
I recommend checking out Medicaid income limits and eligibility on this site. It's a good choice, and you get assistance and guidance from them in choosing the right plan for you if you apply. Hope that helped.

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