Short/long term investments/retirement policies etc advise

[shake d livin wake d dead]

limes sell at $1.50 -$2 for 1
lemons are traditionally expensive
oranges and pootigal always sell

[snatman]

dem is retail price though

[orangefox]

GHL STOCK.

BE real careful in the international markets....

Buy some gold and hold for a couple years.
Might be painful in the short term but it will pay off.

GHL Stock ?

You serious ?

You hate people OP !

[Preludeman1]

RBL stock is pretty safe and grows steadily so I'd be comfortable investing there.

Also

UNIT TRUST CO. has the growth and income fund that guarantees you no loss if u leave your money untouched for 4 years. I.e. u get your money fully secured plus whatever profit u it has compounded
This is a good investment as in the past 4 years people made close to 25% interest compounded over 4 years. Last year alone was 10% interest!

[Country_Bookie]

Stocks are good investments for the long term, but putting all your money in one stock is madness. As strong as RBL is, the share price dropped from $110 to $68 a few years ago when the CLICO crap hit the fan. Nothing was wrong with RBL, but ppl were just scared becos CLICO owned so much RBL shares. A diversified portfolio is the way to go.

For the illiterates who was kekekeing abt S&P500, check out these returns

S&P 500 Index; Trailing Total Return
1 Year 15.47%
3Yr Avg 18.32%
5Yr Avg 16.42%
10Yr Avg 8.08%
YTD 9.70%

http://quicktake.morningstar.com/index/ ... Symbol=SPX

With regard to UTC, these are the actual return numbers,

Growth and Income Fund

Annualized return as at 12/31/2013
1 Year 10.39%
3 Year 9.65%
5 Year 5.98%
http://www.ttutc.com/myutc/bootstrap.ph ... 01/period/

[ek4ever]

Maritime has a fund invested in local real estate .... return was 16.5% last quarter....nothing less than 10% per quarter for 2014 so far

[neilsingh100]

Maritime has a fund invested in local real estate .... return was 16.5% last quarter....nothing less than 10% per quarter for 2014 so far

Sounds like another Clico EFPA investment scheme... Hope you get out before it goes under...

[kjaglal76v2]

limes sell at $1.50 -$2 for 1
lemons are traditionally expensive
oranges and pootigal always sell

sounds good, we go continue this in d farmers ched

[Redman]

GHL STOCK.

BE real careful in the international markets....

Buy some gold and hold for a couple years.
Might be painful in the short term but it will pay off.

GHL Stock ?

You serious ?

You hate people OP !

Why not ?

[orangefox]

GHL STOCK.

BE real careful in the international markets....

Buy some gold and hold for a couple years.
Might be painful in the short term but it will pay off.

GHL Stock ?

You serious ?

You hate people OP !

Why not ?

Another CLICO. Be careful.

[slashcustoms]

Buy land. I hear up Grande is developing at a steady rate. Even as a long term investment. Bout 3 years ago, padna bought 2 lots for 100k a piece. Wanted 1.2 mil last two mths. Guess what, got it sold last 2 weeks.

Banks fall, lawyers lie, cars rust, but land is always there (except if somebody buss a squat on it).

[COROLLA KID]

open a bar...but dont make it too fancy them fancy lounge's bars does buss, just open a typical rum shop with some outdoor tables and promote yourself properly and the dollars ah run!

[gt4tified]

GHL STOCK.

BE real careful in the international markets....

Buy some gold and hold for a couple years.
Might be painful in the short term but it will pay off.

You beat me to it....safest investment on the planet. As a matter of fact, investing in any of the precious metals is a safe investment. Gold right now is at a low...which means, buyers market! I wouldn’t even say wait a couple years...I expect the price of gold to kick back up in 4-6months.

[Redman]

Buy land. I hear up Grande is developing at a steady rate. Even as a long term investment. Bout 3 years ago, padna bought 2 lots for 100k a piece. Wanted 1.2 mil last two mths. Guess what, got it sold last 2 weeks.

Banks fall, lawyers lie, cars rust, but land is always there (except if somebody buss a squat on it).

Until prices go down...which happens

[pugboy]

limes don't sell in quantity as you would think,
I know a person in guaya with over 600 lime tree

supermarkets only want to purchase small quantities at a time, not worth the headache
to be delivering for that kind of money

limes sell at $1.50 -$2 for 1
lemons are traditionally expensive
oranges and pootigal always sell

sounds good, we go continue this in d farmers ched

[Redman]

GHL STOCK.

BE real careful in the international markets....

Buy some gold and hold for a couple years.
Might be painful in the short term but it will pay off.

GHL Stock ?

You serious ?

You hate people OP !

Why not ?

Another CLICO. Be careful.

Really?

I thought you were serious.

[kjaglal76v2]

GHL STOCK.

BE real careful in the international markets....

Buy some gold and hold for a couple years.
Might be painful in the short term but it will pay off.

You beat me to it....safest investment on the planet. As a matter of fact, investing in any of the precious metals is a safe investment. Gold right now is at a low...which means, buyers market! I wouldn’t even say wait a couple years...I expect the price of gold to kick back up in 4-6months.

gold bars? or jewellry?

[88sins]

ingots

[kjaglal76v2]

Buy land. I hear up Grande is developing at a steady rate. Even as a long term investment. Bout 3 years ago, padna bought 2 lots for 100k a piece. Wanted 1.2 mil last two mths. Guess what, got it sold last 2 weeks.

Banks fall, lawyers lie, cars rust, but land is always there (except if somebody buss a squat on it).

Until prices go down...which happens

real estate.prices in trinidad does go down??:shock:

[Redman]

Well yes

since 2001 we have been in a falling interest rate cycle.
the US is at the bottom of a similar cycle as well.
If the US starts to raise interest rates -we will have to as well

whats the scenario if interest rates head back up to the low teens -as they were in 2001....Money market rates were 10%+

[Redman]

GHL STOCK.

BE real careful in the international markets....

Buy some gold and hold for a couple years.
Might be painful in the short term but it will pay off.

You beat me to it....safest investment on the planet. As a matter of fact, investing in any of the precious metals is a safe investment. Gold right now is at a low...which means, buyers market! I wouldn’t even say wait a couple years...I expect the price of gold to kick back up in 4-6months.

gold bars? or jewellry?

Properly assayed bars.

www.kitco.com.

there are also bullion backed ETFs that will act as a proxy for the metal

[snatman]

As long as your investment planning is long term, GHL is a solid investment, as well as Sagicor.

[88sins]

As long as your investment planning is long term, GHL is a solid investment, as well as Sagicor.

bullsheit

investing in any company longterm is high risk, whether ghl, sagicor, rbl, tcl or any other. If the organization crashes for whatever reason, so does your investment.
Longterm investment in tangible assets such as real estate & precious metals is always the better way to go, since these allow investors to have a better investment rate of return, and earn substantially more on their investment than the pittance those insurance companies would ever offer.

[Redman]

As long as your investment planning is long term, GHL is a solid investment, as well as Sagicor.

bullsheit

investing in any company longterm is high risk, whether ghl, sagicor, rbl, tcl or any other. If the organization crashes for whatever reason, so does your investment.
Longterm investment in tangible assets such as real estate & precious metals is always the better way to go, since these allow investors to have a better investment rate of return, and earn substantially more on their investment than the pittance those insurance companies would ever offer.

uh no.
very much NO.
You are not familiar with long term historical price movements.
Gold peaked in 2011 in the 1900 range.
Silver peaked in 1980
both all time highs have never been touched-yet.(although silver came close 2 years ago)

Oil peaked at 140
NG at 13 ish

Tulips used to be a hard asset

Real estate in the states ........same


Investment in ANY asset comes with risk.
Most of that risk is associated with the price you paid for the asset and the timing of the purchase.

Tangible assets work when we are in an inflationary environments-like we have been in TnT since the last recession.-essentially there is demand for xyz assets so the prices are bid up....in this environment cash is a liability since you lose purchasing power due to the increasing quantum of dollars you use to purchase the same asset ie $4 for a doubles vs $1.50.

Deflation-being the other side of the coin will hurt the valuations in those assets-demand for xyz assets falls below supply and prices fall.
In this scenario cash is an option since asset prices are falling -you will pay less for the doubles over time.

Owning shares in a company or mutual funds mitigate the negatives of the environment by a) in the mutual fund scenario re balancing the portfolio and managing the mixture of investments.
In a COMPANY scenario management should be able to do the same in the context of the company.


Different asset classes work in different environments.

be careful of any one saying

always the better way to go,

no such thing
smh

[DrunkenMaster16]

limes don't sell in quantity as you would think,
I know a person in guaya with over 600 lime tree

supermarkets only want to purchase small quantities at a time, not worth the headache
to be delivering for that kind of money

limes sell at $1.50 -$2 for 1
lemons are traditionally expensive
oranges and pootigal always sell

sounds good, we go continue this in d farmers ched

Nicolas / St.Mary's?

BTW great thread.
Now in the process of developing 1/2 acre freehold residential land near tanty kam kam. After putting the DP a man in the same street put 1 acre up for sale @ 6 million

[88sins]

you can shake your head till satan installs an a/c in his kitchen.

Still doesn't alter the fact that there are still many other better investment options than GHL & those other insurance based investment companies for those willing to put in the work or bear the risk.

For those that aren't, if they so choose they could settle for the crumbs they get after the investment company makes a killing off of leveraging the investors capital & charging the investors whatever fees/commissions.






like yuh wukkin fuh GHL?

[pugboy]

better stock to invest in is witco
they have solid profits and dividends over the years not to mention share price increases
AND they are not controlled by one man under whose watch GHL dropped like a stone over last 10 years and only now rebound somewhat.

[Redman]

Still doesn't alter the fact that there are still many other better investment options than GHL & those other insurance based investment companies for those willing to put in the work or bear the risk.

That aint a fact-its an opinion....and cocaine importation is a great business-if you can handle the risk.
Most of us cant or would not take on that risk.

For those that aren't, if they so choose they could settle for the crumbs they get after the investment company makes a killing off of leveraging the investors capital & charging the investors whatever fees/commissions.

So what you are saying is that the owners of the company-the shareholders receive the crumbs of the company endeavors????
Ignoring the fact that the fees and the benefits of the leveraging that the company makes a killing off of -AS YOU HAVE STATED hit the bottom line in general-in general making stock price move.

makes sense -

better stock to invest in is witco
they have solid profits and dividends over the years not to mention share price increases
AND they are not controlled by one man under whose watch GHL dropped like a stone over last 10 years and only now rebound somewhat.

Well selling a legal addictive product is a great business so you might be right

Which do you think more likely witco hitting 230 or GHL hitting 26?.....

Whats the book value on WITCO? vs where the stock price is?(I haven't checked)
GHL is a $12 book. and a 13.5 stock price.

[orangefox]

Redman working for GHL.
GHL similar to CLICO.
Watch GHL Mutual funds and judge for yourself.

[j.o.e]

Orangefox you sound very uneducated the way you analyse risk...firstly the fact that you compare the risk associated with buying equity in a publicly traded company and the risk associated with funds invested in the product of a privately held company alone assures me that you are NOT to be taken seriously